Equity crowdfunding’s race for liquidity in the U.S. and U.K.

By Vanessa Malone Crowdfunded securities fall under the alternative investment category which typically get flagged as illiquid investments. While this may have been okay at the start, the private capital markets are evolving. Companies are staying private longer and peer to peer capital formation has seen a large uptick. U.S. based equity crowdfunding platform, Wefunder, […]Continue Reading

Posted inBlogTags: , , , Leave a comment on Equity crowdfunding’s race for liquidity in the U.S. and U.K.

The SEC amends the accredited investor rule; why it’s an important stepping stone

By Vanessa Malone This week, the Securities and Exchange Commission (SEC) made amendments to the “accredited investor” definition, expanding eligibility requirements for investors who want to participate in the private capital markets. The new amendments enable investors to qualify as accredited investors based on defined measures of professional knowledge and experience or certifications, in addition […]Continue Reading

Posted inNews commentaryTags: , , , Leave a comment on The SEC amends the accredited investor rule; why it’s an important stepping stone

When the equity crowdfunding wave will become an equity crowdfunding tsunami

By Vanessa Malone As a quick refresher, equity crowdfunding is a capital raising method typically utilized by startups and small businesses, whereby a company uses the internet to sell securities (shares, debt, or other ownership rights) to a large number of customers and fans. Traditionally, early-stage investment opportunities were reserved for high-net worth individuals. Equity […]Continue Reading

Posted inBlogTags: , Leave a comment on When the equity crowdfunding wave will become an equity crowdfunding tsunami

What’s your data management approach in this era of digitalization?

By Vanessa Malone With the world’s sudden and expedited transition to remote operations due to the COVID-19 pandemic, it has never been more timely to re-approach how your firm is managing and protecting its data. While many modern workplaces have undergone significant changes to adopt a cloud-first data management strategy, those in heavily regulated environments […]Continue Reading

Posted inNew FeaturesTags: , , , Leave a comment on What’s your data management approach in this era of digitalization?

Mark Elenowitz | Interview with Equity Crowdfunding Pioneer Mark Elenowitz

Horizon’s President Mark Elenowitz led the first Reg A+ IPO to list on NYSE. Where does he see the future of equity crowdfunding going? By Vanessa Malone The SEC reports that the amount of new capital raised through exempt securities offerings (e.g., Reg D, Reg A+, and Reg CF offerings) has outpaced capital formation raised […]Continue Reading

Posted inUncategorizedTags: , , , Leave a comment on Mark Elenowitz | Interview with Equity Crowdfunding Pioneer Mark Elenowitz

Is DeFi the next ICO bubble?

By Vanessa Malone On July 25, 2020, the amount of collateral locked in Decentralized Finance(DeFi) projects reached $4 billion, double what it was just two weeks prior. What is DeFi and where is it headed? What is DeFi? Decentralized Finance, or DeFi, falls deep within the crypto sector of fintech. It refers to digital assets, financial […]Continue Reading

Posted inUncategorizedTags: , , , , , Leave a comment on Is DeFi the next ICO bubble?

Why NBA player Dinwiddie’s token offering wasn’t a failure, just a stepping stone

By Vanessa Malone According to the Form D filed with the SEC on July 22, 2020; NBA’s Spencer Dinwiddie of the Brooklyn Nets has raised $1.35 million through a security token offering backed by his basketball contract.  The goal was to sell 90 bond tokens priced at $150,000 per token. Out of the 90 tokens […]Continue Reading

Posted inUncategorizedTags: , , , , , Leave a comment on Why NBA player Dinwiddie’s token offering wasn’t a failure, just a stepping stone

FBI leak targets AML deficiencies in private investment funds

Why investment advisors, hedge funds and private equity firms should prepare compliance programs for increased regulatory scrutiny By Vanessa Malone In a leaked bulletin prepared by the U.S. Federal Bureau of Investigation in May 2020, the agency reported that “threat actors” are likely using hedge funds and private equity firms to launder money and avoid […]Continue Reading

Posted inUncategorizedTags: , , , , , Leave a comment on FBI leak targets AML deficiencies in private investment funds

Fintech’s responsibility to balance usability with consumer protections

By Vanessa Malone The digitization of financial services has blurred, if not completely erased the lines between finance and technology.  Fintech has been making waves for years, but a tsunami in the form of the COVID-19 pandemic expedited its position as the clear new business model. For example, Microsoft’s CEO says the company has seen […]Continue Reading

Posted inUncategorizedTags: , , , Leave a comment on Fintech’s responsibility to balance usability with consumer protections

Fintech culture is here to stay

By Vanessa Malone Fintech, refers to technology or software innovations meant to disrupt current financial processes from the enterprise level down to the consumer. As the name suggests, it represents the intersection of finance and technology to reduce costs, simplify processes, and expand financial services to digital storefronts. Players include governments, traditional financial service companies, […]Continue Reading

Posted inUncategorizedTags: , , , Leave a comment on Fintech culture is here to stay