5 perks of raising capital through equity crowdfunding

By Vanessa Malone Last week we talked about the rise of equity crowdfunding. This week we wanted to share some of the benefits of including this form of capital raising in your company’s early-stage growth strategy.  1. Access to capital Prior to crowdfunding, start-ups and small businesses would typically look to bank loans, friends and family, […]Continue Reading

Posted inUncategorizedTags: , , , Leave a comment on 5 perks of raising capital through equity crowdfunding

The rise of equity crowdfunding

Where did equity crowdfunding come from and will we see another surge in the wake of a new economic downturn? By Vanessa Malone Equity crowdfunding is a capital raising method typically utilized by startups and small businesses, whereby a company uses the internet to sell securities (shares, debt, or other ownership rights) to a large […]Continue Reading

Posted inBlogTags: , , , , , , Leave a comment on The rise of equity crowdfunding

Why identity verification isn’t ready for complete automation…yet

The limitations of AI and fully automated solutions for identity verification in the financial services industry By Vanessa Malone Artificial Intelligence (AI) and other automated solutions are actively being deployed in the financial services industry to remove friction, increase efficiency, and reduce costs. Especially in today’s remote environment, financial institutions are being forced to transition services […]Continue Reading

Posted inUncategorizedTags: , , , , Leave a comment on Why identity verification isn’t ready for complete automation…yet

The importance of KYC technology for financial institutions amidst COVID-19

Why now is the time for companies to bring their onboarding processes into the digital age By Vanessa Malone While many companies have been making steps to create flexible options for their clients to interact with their business online for quite some time, those in heavily regulated environments like financial institutions, have been slower to adopt […]Continue Reading

Posted inTechnologyTags: , , , , , Leave a comment on The importance of KYC technology for financial institutions amidst COVID-19

Business Continuity in these Challenging Times

By Peter Hall, Horizon’s Chief Information Officer Many of you will be aware of former U.S. Secretary of Defense, Donald Rumsfeld, and his now famous, or infamous speech depending on your point of view, quoting ‘known knowns, known unknowns, and unknown unknowns’. Although the language he used could be considered torturous, his tenet was a […]Continue Reading

Posted inUncategorizedTags: , , , , Leave a comment on Business Continuity in these Challenging Times

Is your transfer agency equipped to support the next wave of capital formation?

A transfer agent’s role in Reg A+ and Reg D securities offerings By Vanessa Malone A growing investor base The exempt securities market, which includes popular capital raising vehicles Regulation A+(Reg A+) and Regulation D (Reg D), has surpassed the registered securities market. 69% of capital formation in 2019 was generated through exempt securities offerings.¹ This […]Continue Reading

Posted inNew Features, TechnologyTags: , , , , , Leave a comment on Is your transfer agency equipped to support the next wave of capital formation?

Why it’s time for your broker-dealer firm to update its data management infrastructure

By Horizon’s Chief Information Officer Peter Hall & Vanessa Malone Current data management landscape So far in 2020, FINRA has taken disciplinary action against 5 firms and 100 individuals for compliance issues surrounding information management or for failing to produce information in a timely manner.¹  With the world’s sudden and forced transition to remote offices […]Continue Reading

Posted inNew FeaturesTags: , , , , Leave a comment on Why it’s time for your broker-dealer firm to update its data management infrastructure

The importance of Know Your Customer (KYC) for securities offerings

What you need to know about KYC and how to keep your securities offering compliant and competitive in 2020 By Vanessa Malone The exempt securities offering market is on the rise. In 2019, 69.2% of all new capital raised was through an exempt securities offering. With the SEC’s newly proposed set of amendments to harmonize common […]Continue Reading

Posted inUncategorizedTags: , , , , , , , Leave a comment on The importance of Know Your Customer (KYC) for securities offerings

The missing link in Reg CF and Reg A+ securities offerings

By Vanessa Malone As we discussed in last week’s blog, the amount of capital raised through exempt securities offerings has outpaced the level of capital formation through registered securities offerings. The SEC’s recent capital formation report outlines a set of amendments to simplify and improve common securities exemptions issuers utilize to raise capital. Included in the proposal, […]Continue Reading

Posted inUncategorizedTags: , , , , , , , , Leave a comment on The missing link in Reg CF and Reg A+ securities offerings

A new wave of investment opportunity may be coming to U.S. investors

By Vanessa Malone Currently, companies seeking to raise capital by issuing securities go about it in two ways. They could register and offer their securities to the public through what’s known as an initial public offering “IPO” or they could issue their securities to select investors through what’s known as a private placement. Under federal […]Continue Reading

Posted inUncategorizedTags: , , , , , Leave a comment on A new wave of investment opportunity may be coming to U.S. investors