Horizon

By Vanessa Malone Fintech, refers to technology or software innovations meant to disrupt current financial processes from the enterprise level down to the consumer. As the name suggests, it represents the intersection of finance and technology to reduce costs, simplify processes, and expand financial services to digital storefronts. Players include governments, traditional financial service companies, […]Continue Reading

How we’re equipping Reg A+, Reg Cf, and Reg D issuers  By Vanessa Malone Last week we announced a change in our corporate name from Horizon Globex to Horizon Fintex. This name change reflects our commitment to bring liquidity to the growing exempt securities market with our proprietary fintech. To go along with our new name […]Continue Reading

Shift reflects our refined focus on Horizon’s fintech and exchange technology solutions By Vanessa Malone June 19, 2020: The Horizon team is pleased to announce a change in our corporate name from Horizon Globex to Horizon Fintex, effective immediately. This name change reflects our commitment to bring liquidity to the growing exempt securities market with […]Continue Reading

Series A investment opportunity in Horizon’s proprietary fintech  By Vanessa Malone Click here to RSVP for our upcoming investor webinar happening Tuesday, June 23 at 12:00 pm EST. As you may know, Horizon is currently conducting its $5M Series A funding round to further develop and scale the operations of its proprietary securities issuance and […]Continue Reading

By Vanessa Malone Last week we talked about the rise of equity crowdfunding. This week we wanted to share some of the benefits of including this form of capital raising in your company’s early-stage growth strategy.  1. Access to capital Prior to crowdfunding, start-ups and small businesses would typically look to bank loans, friends and family, […]Continue Reading

Where did equity crowdfunding come from and will we see another surge in the wake of a new economic downturn? By Vanessa Malone Equity crowdfunding is a capital raising method typically utilized by startups and small businesses, whereby a company uses the internet to sell securities (shares, debt, or other ownership rights) to a large […]Continue Reading

The limitations of AI and fully automated solutions for identity verification in the financial services industry By Vanessa Malone Artificial Intelligence (AI) and other automated solutions are actively being deployed in the financial services industry to remove friction, increase efficiency, and reduce costs. Especially in today’s remote environment, financial institutions are being forced to transition services […]Continue Reading

Why now is the time for companies to bring their onboarding processes into the digital age By Vanessa Malone While many companies have been making steps to create flexible options for their clients to interact with their business online for quite some time, those in heavily regulated environments like financial institutions, have been slower to adopt […]Continue Reading

By Peter Hall, Horizon’s Chief Information Officer Many of you will be aware of former U.S. Secretary of Defense, Donald Rumsfeld, and his now famous, or infamous speech depending on your point of view, quoting ‘known knowns, known unknowns, and unknown unknowns’. Although the language he used could be considered torturous, his tenet was a […]Continue Reading

A transfer agent’s role in Reg A+ and Reg D securities offerings By Vanessa Malone A growing investor base The exempt securities market, which includes popular capital raising vehicles Regulation A+(Reg A+) and Regulation D (Reg D), has surpassed the registered securities market. 69% of capital formation in 2019 was generated through exempt securities offerings.¹ This […]Continue Reading